A Share Loan is secured by your savings account.
This is a fixed rate loan at Click here for current rates!
The effective interest rate is lower since you still earn interest on your savings account. Assuming a 2.50% APR on your savings deposit, your effective loan interest rate is about 2.00%. Click here for current rates!
Your savings account is frozen in the amount of the balance of the loan. The amount frozen declines, as you make loan payments, to match the balance of the loan.
The advertised interest rate may change as determined by the credit union board of directors.
Example Loan
A $3,000 Loan for 24 Months is $130.28 per Month. Based on current rates.
Loan Qualification
A Member of the St. Columbkille Federal Credit Union
Proof of IdentityKey Benefits
Low Interest Rate
Fixed Interest Rate
No Prepayment Penalties
No Start-Up Costs
This credit union is federally insured by the National Credit Union Administration