Christmas Club
Christmas will be here before you know it. Are you tired of paying or Christmas months after all the fun is over? We have a solution for you.
Beginning October 1, 2009, we will be accepting savings account deposits for our 2009 Christmas Club Program.
Our Christmas Club accounts will automatically be closed and paid to you October 1, 2008, just in time to begin your Christmas shopping.
As of the last dividend declaration date, click here for current Christmas Club dividend rate.
The dividend rate and APY may change every quarter as determined by the credit union board of directors.
The minimum balance required to open this account is $5.00.
You must maintain a minimum average daily balance of $25.00 in your account each day to obtain the disclosed APY.
Dividends will be compounded quarterly and will be credited quarterly. If you close your Christmas Club account before dividends are paid, you will not receive the accrued dividends.
Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period.
Your Savings are insured by the National Credit Union Administration (NCUA) up to $250,000 through 12-31-2013.
This credit union is federally insured by the National Credit Union Administration